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Any refunds due by Diamond World Ltd shall be made in the following manners:


a.       Credit card: The credit card account of the Member will be re-credited with the refund amount by Diamond World Ltd. The refund amount will be credited to the Member's account within the time span stipulated by the bank which has issued the credit card; or

b.      Cheque or wire transfer: The refund amount shall be deposited into the bank account of the Member by the Diamond World Ltd. within seven (7) business days after the receipt of request for refund by the Member;